Severe Permanent Disability Benefit
The Benefit is available to borrowers with a definition of severe permanent disability. Eligible borrowers may have their loans immediately forgiven.
The Canada Student Loans Program defines a severe permanent disability as preventing a person from working and from participating in post-secondary education for the remainder of his or her lifetime.
Borrowers who have their loans forgiven under the benefit will not be able to get any additional Canada Student Loans and Grants for the rest of their lives.
How do I apply?
You must apply and be approved for the Severe Permanent Disability Benefit. Enrolment is not automatic.
- Call the National Student Loans Service Centre at 1-888-815-4514 to find out if you might be eligible for this benefit and to request an application. TTY service is available toll-free at 1-866-667-8554.
- Complete and sign the application (section 3 of the application must be completed by a physician or nurse practitioner). Submit it to the Canada Student Loans Program with any supporting documentation by mail:
- Canada Student Loans Program
- P.O. Box 2090, Station D
- Ottawa ON K1P 6C6